Raul Peraza Talavera

Your ally in Finance and Financial Technology

Advisor, Counselor and Financial Partner

Financial Expert

I have dedicated my career to developing strategic, high-impact solutions, always with a proactive and creative approach.

I currently own businesses in the financial services sector and manage a private equity fund. My experience includes key areas such as valuation, financial engineering, economic development, risk management, banking and investment services, and investment project analysis. I am firmly committed to technological innovation, seeking to bring high-value financial services to a broader audience.

Experience and Certificates

I am Raúl Peraza Talavera, passionate about finances and innovation, with a consolidated career in the financial sector.

In a financial environment that is marked by the volatility and technological innovation, having a strategic approach is key to achieving your goals.

Together, we analyze your company's specific needs, taking advantage of the opportunities offered by financial technology. My consulting will help you to minimize unnecessary risks, optimizing financial management to drive sustainable and competitive growth.

Evaluate the need for financing

We optimize your financial decisions

Requiring financing for purchases isn't the same as financing for taxes, nor is a loan for machinery the same as a loan for payroll. Together, we'll analyze the purpose of each request to find the best alternatives for your situation.

Determine the necessary capital

By analyzing the timeframe, destination, and available resources in advance, you'll be able to determine whether it's necessary to seek financing. This process will allow you to clearly identify alternatives within your current funding stream before turning to external solutions.

It's essential to consider future cash flows, as these will determine your ability to meet your obligations. Well-structured financial projections will allow you to accurately assess the time required to comfortably and sustainably manage your commitments.

Asking for more than necessary can be as detrimental as falling short. With my advice, you'll be able to identify the costs and expenses that your current cash flow can't cover, allowing you to strategically determine the required capital to drive your business growth.

Define an appropriate deadline

We identify the need

Analyze your financial options

It is essential to evaluate all the alternatives available in the financial market, considering key aspects such as:

Total cost associated to each option.
Flexibility in the offered conditions.
Current relationship with financial institutions, as it may influence negotiations.
Transparency in the information provided.
Requirements needed to access each alternative.